Pay tuition; pay off a credit card
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 34% |
| Lender Rate: | 13% | Borrower: | hockeyfans5 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-16 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Sep 14, 2008 | Current |
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Purpose of loan: I want to borrow this money to pay my son's college tuition. I also have one credit card balance that I'd like to pay off. My financial situation: Since losing "the perfect" job last summer, it took me 7 months to get back into a really good job. In the meantime, I amassed debt on a credit card to help sustain the family over those months. We are in the process of refinancing our home to reduce our payment. We also decided not to send my teenage daughter to private school, a savings of $7,000.00 for the year. Finally, I have taken on a second job that will bring in another $1,000/month. With a new, solid and better-paying job, I am able to better handle my debts. Also, I am eligible for a $2,000/year pay raise within the next 6 weeks. Monthly net income: $ $4,750.00 Monthly expenses: $ Housing: $ 1200.00 Insurance: $ 200.00 Car expenses: $ 250.00 Utilities: $ 200.00 Phone, cable, internet: $ 100.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 1000.00 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 227679 | Reduce tuition balance | C | $2,000 @ 18% | Nov 07, 2007 | Loan created |
| 385063 | Pay tuition; pay off a credit card | C | $10,000 @ 19% | Aug 19, 2008 | Withdrawn |
| 386684 | Pay tuition; pay off a credit card | C | $7,500 @ 30% | Aug 22, 2008 | Withdrawn |
| 390179 | Pay tuition; pay off a credit card | C | $8,000 @ 30% | Aug 29, 2008 | Withdrawn |
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