Consolidating me and my wife's debt

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Listing Information
Amount: $10,200.00 Status: Loan created
Grade: B DTI: 20%
Lender Rate: 22% Borrower: maj11281
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-17 EricsCC ROI: 21%
Status History
Sep 16, 2008 Current
Looking to consolidate debt!

Purpose of loan:
Just got married and are looking consolidate me and my wife's debt.  We will be using this money to pay off our debt and pay lower monthly payments.

My financial situation:
I will be good for this loan because I work hard and pay my bills. So the interest I'm paying might as well go to people rather then a bank. I have been with my job for nearly 3 years, while also having a 2nd part time job for the past 9 months.  At my previous job I was there for over 6 years.  My wife has been at her job for nearly 7 years and has also been working a 2nd part time job for over a year. 
Monthly net income: 
$2500 (including wife's income)

Monthly expenses: (including wife's) $ 1790
Housing: $350 (Rent)
Insurance: $80
Car expenses: $350 (Gas+Car Payment)
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $60
Clothing, household expenses $150
Credit cards and other loans: $600

Any questions?  Please ask, I will be happy to answer.
Borrower's Other Listings
382445 Just got married - Consolidating Debt B $10,000 @ 15% Aug 20, 2008 Expired
390136 Consolidating Debt with my new wife! B $10,200 @ 19% Aug 29, 2008 Expired

 

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