Paying off credit cards

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: AA DTI: 21%
Lender Rate: 9% Borrower: funds-banker
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-16 EricsCC ROI: 8%
Status History
Sep 16, 2008 Current
Purpose of loan: to pay off credit cards and pay down remainder of my auto loan.
This loan will be used to pay off my credit card debt so that I can i better qualify for a good mortgage loan rate in the near future, and start a college fund for my first, soon-to-be born grandson.

My financial situation: stable but I need help to reduce high credit card interest payments so I can move ahead.
I am a good candidate for this loan because I have an excellent FICO score and job security in the medical field.
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