Eric's Credit Community

Hi everybody! This is a re-list and I sincerely hope that you can help me this time around.  Originally, I requested 10000.00..I am requesting 5K now because it could still help me substantially.

My estimated current income is approximately 52K and my husband's income is 62K.  The reason for the loan is to pay off as much debt as possible into one loan payment. 

Since July 28th, my NET income was 7212.68.  I am a Financial Services Representative, aka insurance agent.  I have been in the industry for 3 years, but have been with my current employer since March 2006.  I would be happy to supply you with proof of my income if necessary. 

I will make this brief for you so you don't waste your time reading....

1.  I lost a great paying job in June 2003.  I was with the co. for over 4 years. 
2.  In July 2003, I took a new position making less than 50% of my previous income with an insurance agent and lasted 8 months with her because, frankly, I hated the products the co. offered and I never received proper training.  I really felt that I was going to fail working for her.  I resigned in March 2004.
3.  I took a new position with another insurance agent on 4/1/04 and unfortunately, he cut my already low salary by an additional 20% because he felt that I was going to make too much money in commissions and that I would not need a base salary.  Also, he did not pay me regularly.  I had to fight with him to get paid.  I had to quit working for him.  Last date of employment was Oct. 30, 2004.
4.  On November 1, 2004, I took on two jobs.  I needed to get back on track and I needed to pay my bills.   I took a p/t job as an independent agent and I also took a manufacturing job - full time.  For my luck, I was laid off from the f/t position in Sept 2005.  The part time job was generating maybe $100.00 per week. 
5.  I was collecting unemployment from Oct. 2005 until March 2006 which is when I started my new job.

I need help.  I hope you will see me as a person who is really trying to get everything back together.  I am a hardworker and I never give up in what I believe in.  I became a licensed Registered Representative because I wanted to help people achieve their financial goals.  Frankly, I just need some help.

I give you my word that this loan will be paid off in full and as early as possible.  I don't want to owe anyone any money.  I want to do the right thing.  I am sure you will agree that I have worked very hard in the last three years.  I just need a little help right now and I hope you can accomodate that.  FYI,  My kids babysitter passed away in March right after I started my job.  I had to put my kid in a daycare and I pay approx. 200.00 per week.  This additional expense did not help my difficult situation.  I used to pay her $100.00 per week.

THANK YOU IN ADVANCE FOR YOUR CONSIDERATION.