Paying off credit cards and finally saving!
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 19% |
| Lender Rate: | 18% | Borrower: | SolDeLeon |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-16 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Sep 16, 2008 | Current |
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Purpose of loan: This loan will be used to pay off our credit card debt and begin saving. When my husband and I don't have to worry about credit, we can begin to pay off our education loans, and most importantly, we'll be able to start saving. We are planning to have a child in the next two years, so it is essential that we turn our financial situation around soon! My financial situation: I am a good candidate for this loan because I am about to be tenured as a full-time instructor at the community college where I currently teach. My husband is finishing his B.A. at Cal State Monterey Bay this coming spring 2009 while working part-time as well. I also am teaching overload classes, so I will be earning more per month than I have in the past. Monthly net income: $ 5,600 (without overload) $ 6,700 (with an overload class) Monthly expenses: $ Housing: $ 795.00 Insurance: $ 50.00 Car expenses: $ 0 Utilities: $ 60 Phone, cable, internet: $ 145 Food, entertainment: $ 325.00 Clothing, household expenses $ 300.00 Credit cards and other loans: $ 700.00 Other expenses: $ 200.00 |
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