Paying off my credit cards / Need to pay for the Bar exam

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: B DTI: 17%
Lender Rate: 14% Borrower: nouchette
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-09 EricsCC ROI: 13%
Status History
Sep 08, 2008 Current
Purpose of loan:
This loan will be used to 1) pay off the few credit cards that I have (only relatively small limits cards)
2) to pay for the Bar examination I am planning on taking in February 08 (it's going to cost around $1,500 and I need to pay in October...) and 3) pay for a plane ticket to visit my parents in France at Christmas, my Mom lost her job recently and my Dad just got out of the hospital so they cannot afford to come here in San Francisco :(, and tickets got really expensive...
My financial situation:
I am a good candidate for this loan because I have had a great steady job in a law firm for the last 3 years, since right after law school. I have several credit cards but only small amounts, and I never had any problems paying at least the minimum payments on each of them.  I have a good credit  scorethat I am monitoring closely. Besides my credit cards, I have no loans, student loans, car or mortgage to pay.

Monthly net income: $ 1900

Monthly expenses: $
  Housing: $ 800
  Insurance: $ 40
  Car expenses: $ 100
  Utilities: $ 20
  Phone, cable, internet: $ 50
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 120 at least or more if I can make more than the minimum payment
  Other expenses: $ Vary from month to month i.e. Christmas Gifts, Birthdays...
Borrower's Other Listings
387863 Trying to get a fresh start... B $7,000 @ 14% Aug 25, 2008 Withdrawn

 

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