showing Citi who's boss: paying off my credit card
| Listing Information |
| Amount: | $6,500.00 |
Status: | Loan created |
| Grade: | A |
DTI: | 11% |
| Lender Rate: | 9% |
Borrower: |
runnerchick
|
| Time Left: | Finished |
State: | DC |
| Funded: | 100% |
Group: |
(No Group) |
| Loan Information |
| Loan Status:
| Paid |
Origination Date:
| 2008-09-15 |
EricsCC ROI:
| 8% |
| Status History |
| Sep 13, 2008 |
Current |
| Feb 24, 2010 |
Payoff in progress |
| Mar 10, 2010 |
Paid |
After finishing graduate school, I worked two years for an international aid organization in Kosovo, Afghanistan and India (see my profile picture from Afghanistan... I'm the one on the middle left without a head scarf). Although the work was amazing, both incredibly fulfilling and humbling at the same time, I decided to return to the U.S. to be closer to family and have some long-term social/emotional stability.
I did have some savings that I thought would last until I found a job in the U.S. However, I wasn't prepared for how difficult it would be to find a job. After 4 months of searching, I am lucky to have landed a junior professional position with a U.S. federal agency. Moving to DC from Nebraska, paying for new professional clothing, renting an apartment, and paying about $300 per month in student loans... all of these have resulted in a higher amount on my single credit card than I've ever had in my entire life.
I'm at a point now at which I don't need to put anything else on the card, but paying it off at a 17% APR will be brutal. It'd be really great to pay it off at a lower interest rate.... and to show Citibank who's boss! Aww yeah. Thanks so much in advance for your help. |
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