Introductory APR stopped! EGADS!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 26% |
| Lender Rate: | 21% | Borrower: | finance-beast470 |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-10 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Sep 10, 2008 | Current |
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Purpose of loan: This loan will be used to? Rid myself of the preposterous credit card interest rate that took me by surprise. Certainly, I should have paid closer attention to the terms of the card but I did not relize that it would jump to an almost 30% interest rate. This card was not used for frivolous or unnecessary spending. It was used for educational purposes (college) for my and my daughters tuition expenses. My financial situation: I am a good candidate for this loan because? I have worked hard over the last nine years to get myself into a much better credit worthy position after filing bankruptcy in 1999. My credit is 'very good, almost excellent' according to the loan officer at my credit union. I can continue to pay the ghastly monthly credit card bill but would prefer to pay less interest than what I am now. Although my rent (listed below) appears to be quite the sum, I rent out two rooms at $250. per room to defray the costs of rent and utilities. Monthly net income: $ 5600.00 Monthly expenses: $ Housing: $ 1150. Insurance: $ 50. Car expenses: $ 135. Utilities: $ 200. Phone, cable, internet: $ 100. Food, entertainment: $ 200 Clothing, household expenses $ Credit cards and other loans: $ 120. Other expenses: $ |
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