Paying off credit cards // starting school
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 56% |
| Lender Rate: | 15% | Borrower: | xVixenx |
| Finished | State: | IA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-09 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Sep 09, 2008 | Current |
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Purpose of loan: Second try! This loan will be used to pay off a credit card so i can save my credit score and help me get started with college. My financial situation: I am a good candidate for this loan because I've held my job for 2 years now, and just got a higher paying second job. I'm never late on payments on my credit cards. I'm a responsible spender and I have a good credit score. I just bought a car for myself so I can finally start my college career, but would like to get the car insured and pay off the card before I go into debt. My parents would like to help me out but they both lost their factory jobs to Mexico. My dad is struggling to pay for his own college expenses (he went back to school once he lost his job), and my mother is currently looking for a part-time job while raising my younger siblings. The bank won't give me a loan unless I have a co-signer, and obviously my parents cannot co-sign because they're unemployed... So please help me out! Thanks in advance. Monthly net income: $ 800 Monthly expenses: $ Housing: $0 Insurance: $0 Car expenses: $0 Utilities: $0 Phone, cable, internet: $0 Food, entertainment: $80 Clothing, household expenses $90 Credit cards and other loans: $30 Other expenses: $0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 322758 | Buying a car for myself | C | $6,000 @ 19% | Apr 30, 2008 | Expired |
| 384083 | Help me pay off card | A | $5,500 @ 12% | Aug 17, 2008 | Expired |
| 387578 | Relist - Help me start my life! | A | $5,500 @ 13% | Aug 24, 2008 | Withdrawn |
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