Consolidate DEBT & Improve Credit Score
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 12% |
| Lender Rate: | 35% | Borrower: | the-wealth-seeker |
| Finished | State: | NJ | |
| Funded: | 1% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? Consolidate Debt into an one monthly payment. Payments will be lower through consolidation and able to be paid off quicker. My financial situation: I am a good candidate for this loan because? Although my credit score is not where I would like it to be, I have never missed a car payment, rent payment, utility payment, etc. I was recently hit with a large expense for car repair ($3k), and this caused my credit card balances to go much higher than I am comfortable with. I keep my expenses in check and am very aware of where every penny goes. The ultimate goal is to get my credit score back to the 700s. My monthly payment for this loan will be lower than my combined car payment and credit card bills, and I will be able to budget extra towards repayment. This gives me the best chance to get to a clean slate, and I will be more than happy to pay 35% if that is what is necessary to get there. Monthly net income: $ 3100.00 Monthly expenses: $ Housing: $ 1130.00 Insurance: $ 100.00 Car expenses: $ 300.00 (Will be eliminated by loan payment) Utilities: $ 100.00 Phone, cable, internet: $200.00 Food, entertainment: $ 250.00 Clothing, household expenses $ 50.00 Credit cards and other loans: $ 150.00 (Will be eliminated by loan payment) Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 385814 | Consolidating Debt, Continuing Education, and Getting Ahead | HR | $18,000 @ 18% | Aug 20, 2008 | Withdrawn |
| 386727 | Improve Credit Score & Consolidate Bills | HR | $10,000 @ 21% | Aug 22, 2008 | Withdrawn |
| 389653 | Clean Slate | HR | $7,000 @ 35% | Aug 28, 2008 | Withdrawn |
| 389880 | Clean Slate | HR | $5,000 @ 35% | Aug 28, 2008 | Withdrawn |
| 390031 | Clean Slate | HR | $4,400 @ 35% | Aug 28, 2008 | Expired |
| 393354 | Relist - Clean Slate | HR | $3,200 @ 35% | Sep 05, 2008 | Withdrawn |
| 394785 | Breathing Room | HR | $2,200 @ 35% | Sep 08, 2008 | Withdrawn |
| 395152 | AVOIDING PAYDAY LOAN - PLEASE HELP | HR | $1,000 @ 30% | Sep 09, 2008 | Loan created |
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