Eric's Credit Community

Hi.  My name is Mark.  I was divorced 8 years ago.  The last thing I have to replace after giving $55,000 to the attorneys in a nasty divorce and custody battle is a camper. 

I have located a camper that would be similar to what I had prior to the divorce.  It is $3200 plus the tax and license and all.  That is why I am asking for $3400. I'm a hard worker and have come a long way in the last several years.  Camping is something I truly enjoy and is quite the stress reliever for me. 

My credit score is VERY close to being a B.  The last time I checked it was 677,  So I should be into the B category soon.  It has greatly increased over the last couple of years.
 
I checked with my bank about financing this for me.  They offered me 24 months at 14%.  HOWEVER, I had to have 20% down based upon my credit history.  I do not have the cash flow right now for 20% down or the title and taxes.

I just paid off a few little bills in the last couple of months.  Starting in my August 31 paycheck, I increased my deferred comp to $425 a month.  So if push comes to shove, I can reduce that deferral and pay this loan off without any cash flow problems.

I just need a break right now.  Thanks for the loan in advance.