Relist - lower amount PLEASE HELP

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Listing Information
Amount: $6,500.00 Status: Loan created
Grade: A DTI: 36%
Lender Rate: 13% Borrower: momfirst
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-03 EricsCC ROI: 12%
Status History
Sep 04, 2008 Current

Thank you to everyone who bid on my earlier listing for a 2nd Prosper loan - I really appreciate your support!

My financial situation:

I am a good candidate for this loan because I have a steady job as an HR/Accounting Administrator with excellent pay. My husband also owns his own business with additional income as well. I am relisting with a lower amount to pay off our medical bills. My husband and I have re-established our credit from 2003, after filing personal bankruptcy following the closure of a successful business of 12 years due to the dot com bust. In the last year, I've improved my credit BY TWO GRADES! 

Purpose of loan:
To pay off medical / hospital bills

Monthly net income:
$3,706

Combined Monthly expenses:
Housing: $1630
Groceries: $550
Phone, internet: $175
PG&E: $45
Car payment: $492
Gas & Insurance: $270
Daughter's student loan: $150

Due to the fact I am married, my financial income is more than listed, but Prosper only allows me to list my income.  There will be no problem in paying this loan back as you can see I've been making my 1st Prosper payments on time every month.  I have my payments automatically withdrawn directly from my bank account every month.

Thank you for considering my loan. Feel free to contact me with any questions.

Borrower's Other Listings
94555 Credit Card Consolidation C $12,300 @ 13% Feb 07, 2007 Expired
99725 Pay Off Credit Card Debt C $7,500 @ 14% Feb 14, 2007 Withdrawn
196305 Pay High Interest Credit Cards C $6,000 @ 18% Sep 02, 2007 Expired
202974 PAY OFF High Interest Credit Cards C $6,000 @ 18% Sep 17, 2007 Loan created
368131 Pay off student loan A $19,500 @ 33% Jul 15, 2008 Withdrawn
368699 Paying off student loan A $19,500 @ 24% Jul 16, 2008 Expired
372723 Pay off daughter's student loan & parents A $18,500 @ 20% Jul 24, 2008 Expired
376824 Improved credit, pay off debt for good A $17,400 @ 22% Aug 02, 2008 Withdrawn
377164 Improved credit, consolidate to one payment A $17,500 @ 23% Aug 03, 2008 Expired
381948 Relisting - consolidate personal debt A $12,700 @ 19% Aug 12, 2008 Expired
386499 RELIST - 2nd Prosper Loan A $12,700 @ 20% Aug 21, 2008 Withdrawn
386512 Pay off medical bills A $5,600 @ 11% Aug 21, 2008 Withdrawn

 

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