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My wife and I are getting ready to have our first son born this month. Our credit card balances have increased with the purchases of all the babies furniture and extras. Our interest rates range from 9% to 18%APR. We are looking to get a better rate from a prosper loan so that these balances can be paid off much quicker and save us some interest. We also would rather be paying interest to the prosper community of lenders instead of big corporations. As we turn around our debt we like to becomes lenders in the prosper community and help others get a handle on the goals. |