p2p lending at lending club
Credit Cards B Gone
Homeownership Verified

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Listing Information
Amount: $14,250.00 Status: Withdrawn
Grade: A DTI: 0%
Lender Rate: 20% Borrower: afuntymer
Time Left: Finished State: AL
Funded: 5% Group: FUTURE FINANCIAL FREEDOM 1
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Purpose of loan:

Zero percent rate is gone so now I will be working on my credit card debt.

My financial situation:
I am retired from the Post Office (33.7 Years) and have a steady retirement check. I became a realtor 2 weeks after I retired and took over a new home subdivision. I have always paid my bills on time and my wife still works at the Post Office and deposits $590.00 to my checking account every 2 weeks, which I can document. If I could use this as income my DTI ratio would look much better.

Monthly net income: $ 2530.00 (retirement check) plus $590.00 bi-weekly (from my wife) plus sales of homes and my music performances etc. It's hard to document home sales and my music because of the way I get paid, cash or check. I do consulting work for investors also, so I just write it down in a book and file along with my expenses for tax purposes.

Monthly expenses: $

  Housing: $ 1785.00    
  Insurance: $ 107.
  Car expenses: $ 572.
  Utilities: $ 210.00
  Phone, cable, internet: $ 83.00
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 110.00
  Credit cards and other loans: $ 199.00
  Other expenses: $ $435.00 (Prosper)
Borrower's Other Listings
221661 Opportunity Knocks AA $25,000 @ 15% Oct 29, 2007 Withdrawn
228457 Opportunity Knocks AA $13,000 @ 13% Nov 08, 2007 Loan created
394342 Credit Cards B Gone A $8,000 @ 20% Sep 07, 2008 Withdrawn

 

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