building credit score

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 52%
Lender Rate: 33% Borrower: 7bella
Time Left: Finished State: AR
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-09 EricsCC ROI: 32%
Status History
Sep 08, 2008 Current
Purpose of loan:
This loan will be used to?When I was younger i didn't realize how important your credit was and messed it up. Me and my husband have worked hard to build my credit, we have my score up to 667 so far. With this loan I can pay off my credit cards so I can get my score up even higher to get a better interest rate on a home mortgage. We are currently renting a home that they have given us a chance to buy. 

My financial situation:
I am a good candidate for this loan because? My husband has a very good job making about 3,000 a month that he has worked at for about 10 years. We pay our bills on time every month as you see we have no delinquencies. Thank you for taking the time to look this over and if you take a chance on me you will not be disappointed.

Monthly net income: $ 4000


Monthly expenses: $ 2460
  Housing: $ 800.00
  Insurance: $ 125.00
  Car expenses: $ 485.00
  Utilities: $ 300.00
  Phone, cable, internet: $ 100.00
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 150.00
  Other expenses: $
Borrower's Other Listings
379542 paying off credit cards HR $2,500 @ 35% Aug 07, 2008 Withdrawn
383874 building credit score HR $1,000 @ 35% Aug 16, 2008 Expired

 

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