Eric's Credit Community

Seeking to borrow money to continue the growth of my business, started 01/08, while I still have the cushion of a full time job.

I sell ?remainder? books on online venues such as Amazon and Alibris, using proprietary software that I have developed to maximize sales and profits.

Loan Proceeds

1) Pay down credit card debt incurred from building up my inventory to over 22,000 items, worth $220,000 at Amazon listed prices.
2) Launch a website to teach other people how to do what I have done ? you can do it too!!!
3) Finally, to purchase more books!!!

Why invest?

a) I really know what I am doing! Grown business from $0 sales 01/08 to in excess of $15,000 per month today, while maintaining my full time job.
b) I have excellent credit and have always paid my bills on time.
c) I have ample cashflow to pay the loan back over the three year loan period.

My Cashflow:

Income
From my Job                $5,000
Business                       $15,000
    Gross Income         $20,000

Outgoings
Postage                         $4,500
Rent                               $2,800
Taxes, etc.                     $4,800
Inventory                       $2,000
Utilities, Car                   $700
Other                             $3,000
Total Outgoings         $17,800

Monthly Surplus         $2,200