We want to pay you! Please read
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 0% |
| Lender Rate: | 28% | Borrower: | lablovr |
| Finished | State: | WI | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-29 | EricsCC ROI: | 27% |
| Status History | |
|---|---|
| Aug 30, 2008 | Current |
|
Purpose of loan: This loan will be used to pay off three credit cards we have with high interest rates. Although my stated income is low my husband is decently paid and gets a lot of overtime. His income is included below in the breakdown because we both will be paying this off. We were married in December and want to have one payment that will be done in 3 years instead of who knows how long with the cards. Our financial situation: We are good candidates for this loan because although our credit isn't good we never miss payments. Bad credit rating is due to these cards and others being near maxed due to poor choices years ago. We both have learned our lesson and want to try and get this debt gone. We are small lenders here on Prosper and decided to finally try and see if we can get some help also. Monthly net income: $ Me- $1700 Husband-$3200 Monthly expenses: $ 4170 Housing: $850 Insurance: $120 Car expenses: $950 Utilities: $250 Phone, cable, internet: $110 Food, entertainment: $500 Fuel $350 Credit cards and other loans: $840 If funded this would drop to $435 Clothing, pets, misc: 200 Income minus bills: $4900-$4170= $730 surplus each month to pay you with. We also have more than this loan amount in my husbands 401ira and if some unplanned emergency happened we would be able to pay it off with that. Although that is the very last option but it is there. TO BE PAID WITH LOAN: Card1: $3800 with 22.74% $120/month Card2: $3804 with 22.04% $220/month Card3: $1600 with 22.90% $135/month We try to make extra payments on all our debt but we would really like to get these three gone. We are great payers and would love to pay you instead of the credit card companies. With your help we can be on our way to a future without revolving credit. Thank you for viewing our loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 378245 | We want to get out of revolving debt. Please help! | D | $17,000 @ 23% | Aug 05, 2008 | Expired |
| 382014 | We want to pay you! Please read | D | $10,000 @ 33% | Aug 13, 2008 | Expired |
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