Help with move-in expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 3% |
| Lender Rate: | 7% | Borrower: | starfish35 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2009-11-30 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Dec 02, 2009 | Current |
| May 01, 2010 | Payoff in progress |
| May 13, 2010 | Paid |
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Purpose of loan: We have been living for about a year in a house that still has some issues to be fixed up. We have relied on credit cards a little bit in the last year but are close to paying them off. I only have about $2K left on mine, although Prosper may show a different average. This is my third prosper loan, I have paid one off and have another that I have been making payments on for a few years and has been current the whole time. My financial situation: House payment is 1/4 of my monthly take home pay. Both of our cars are paid off, so we would have no problems paying this back. I have an outstanding track record of paying back prosper loans (2 loans with no late payments, one already fully paid off) and have great credit. My rate probably dropped from AA to A when we bought this larger house. After taxes monthly salary: $5200 Prosper Loan Revenue $160 House Payment: $1300 Groceries $1200 Cable/Broadband/Phone $168 Gas $200 Utilites $140 Home Improvement/Repair $300 Entertainment/Investment $150 Investment (stopped) ------- $300 Current prosper loan $70 This leaves us with the $390 that would to continue to buffer our savings account and pay back these loans and some credit that we decided to just leave on the cards. Thanks |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 41471 | Lender trying out Borrowing | AA | $3,000 @ 8% | Sep 22, 2006 | Loan created |
| 227655 | Lender trying out Borrowing | AA | $1,000 @ 7% | Nov 07, 2007 | Withdrawn |
| 231481 | Borrower with good record | AA | $2,000 @ 7% | Nov 13, 2007 | Loan created |
| 378354 | Help with move-in expenses | A | $1,500 @ 8% | Aug 05, 2008 | Expired |
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