Help with move-in expenses
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: AA DTI: 3%
Lender Rate: 7% Borrower: starfish35
Time Left: Finished State: TX
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2009-11-30 EricsCC ROI: 7%
Status History
Dec 02, 2009 Current
Purpose of loan:
We have been living for about a year in a house that still has some issues to be fixed up.  We have relied on credit cards a little bit in the last year but are close to paying them off.  I only have about $2K left on mine, although Prosper may show a different average.  This is my third prosper loan, I have paid one off and have another that I have been making payments on for a few years and has been current the whole time.

My financial situation:

House payment is 1/4 of my monthly take home pay.  Both of our cars are paid off, so we would have no problems paying this back. I have an outstanding track record of paying back prosper loans (2 loans with no late payments, one already fully paid off) and have great credit.  My rate probably dropped from AA to A when we bought this larger house.

After taxes monthly salary: $5200
Prosper Loan Revenue       $160

House Payment:                $1300
Groceries                          $1200
Cable/Broadband/Phone     $168
Gas                                  $200
Utilites                              $140
Home Improvement/Repair  $300
Entertainment/Investment   $150
Investment (stopped)          -------  $300
Current prosper loan           $70

This leaves us with the $390 that would to continue to buffer our savings account and
pay back these loans and some credit that we decided to just leave on the cards.

Thanks

Borrower's Other Listings
41471 Lender trying out Borrowing AA $3,000 @ 8% Sep 22, 2006 Loan created
227655 Lender trying out Borrowing AA $1,000 @ 7% Nov 07, 2007 Withdrawn
231481 Borrower with good record AA $2,000 @ 7% Nov 13, 2007 Loan created
378354 Help with move-in expenses A $1,500 @ 8% Aug 05, 2008 Expired

 

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