p2p lending at lending club
Consolidating Debt, Continuing Education, and Getting Ahead

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Listing Information
Amount: $18,000.00 Status: Withdrawn
Grade: HR DTI: 18%
Lender Rate: 18% Borrower: the-wealth-seeker
Time Left: Finished State: NJ
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to?
Consolidate Debt into an affordable monthly payment. Additional proceeds to obtain additional training which will help improve gross income. Additional proceeds will be used to help advertise my side business, which will be started in order to improve monthly gross income. 
  
My financial situation:
I am a good candidate for this loan because?
Although my credit score is not where I would like it to be, I have never missed a car payment, rent payment, utility payment, etc. I keep my expenses in check and am very aware of where every penny goes. My gross income goes up every year, I just need a push to get to the next level. In order to make things happen, capital is necessary. 
 
Monthly net income: $ 3100.00    

Monthly expenses: $
  Housing: $ 1130.00
  Insurance: $ 100.00
  Car expenses: $ 300.00
  Utilities: $ 100.00
  Phone, cable, internet: $200.00
  Food, entertainment: $ 300.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 140.00
  Other expenses: $
Borrower's Other Listings
386727 Improve Credit Score & Consolidate Bills HR $10,000 @ 21% Aug 22, 2008 Withdrawn
388724 Consolidate DEBT & Improve Credit Score HR $9,000 @ 35% Aug 26, 2008 Withdrawn
389653 Clean Slate HR $7,000 @ 35% Aug 28, 2008 Withdrawn
389880 Clean Slate HR $5,000 @ 35% Aug 28, 2008 Withdrawn
390031 Clean Slate HR $4,400 @ 35% Aug 28, 2008 Expired
393354 Relist - Clean Slate HR $3,200 @ 35% Sep 05, 2008 Withdrawn
394785 Breathing Room HR $2,200 @ 35% Sep 08, 2008 Withdrawn
395152 AVOIDING PAYDAY LOAN - PLEASE HELP HR $1,000 @ 30% Sep 09, 2008 Loan created

 

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