Please help us pay off high interest credit cards!
Homeownership Verified

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Listing Information
Amount: $20,000.00 Status: Loan created
Grade: AA DTI: 59%
Lender Rate: 16% Borrower: alishahelton
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-29 EricsCC ROI: 15%
Status History
Aug 30, 2008 Current
Purpose of loan: Consolidation. We want to move back to Seattle before our son starts school, to give him the best opportunities available. We live outside of Seattle now and would not be changing jobs with a move. 

My financial situation: I have worked at Boeing since October, 2007, but have been in the airline industry for 10 years.  My wife owns her own paralegal business, having done so since 2004.  She works from home so that we don?t have to worry about daycare.

Net Income: $5900

Mortgage: $1630
Vehicles:$918
Insurance: $155
Cable/water/electric: $266
Student loan payments:$273
Cell phones: $65
Alarm system: $50
Groceries/gas: $550
Credit cards (at min):$415.39                         
               Balance        Min $   APR            
Sears      1748              40       0            
GM Flex  1953              55       17.99            
Citi Card  3589              63.39   11.24            
Wamu     1406              36        17.74            
Amex      2500              50        11.24            
Amex      2073              60        18.24            
Wamu     4450              89        10            
Dell         730                22        15.23  

Expenses: $4322.39 

After paying the above (minus the credit card bills), plus a roughly $700 payment for the Prosper loan, we are looking at about $1200 in our pocket each month!  We always pay more than the minimums on our credit cards and are left with less than that now.   

This is a relist and I?ve included figures this time.  Please let me know if there is anything else I can provide to show you I am a good candidate for a loan.  Thank you to those who bid the last time!   
Borrower's Other Listings
374458 Paying off our credit cards AA $25,000 @ 16% Jul 28, 2008 Expired
381363 Debt Consolidation AA $20,000 @ 17% Aug 11, 2008 Withdrawn
384593 Debt Consolidation AA $25,000 @ 20% Aug 18, 2008 Withdrawn

 

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