Paying off Credit Cards

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Listing Information
Amount: $19,700.00 Status: Loan created
Grade: AA DTI: 62%
Lender Rate: 19% Borrower: pisces44
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-04 EricsCC ROI: 19%
Status History
Sep 04, 2008 Current
Purpose of loan:
This loan will be used to consolidate debt. 

My financial situation:
I am a good candidate for this loan because I have an excellent credit history. I am a retired school teacher and get around $2,300 in retirement and $1,200 a month in social security. I have been married to my husband for 43 years, and he is a retired college professor with an income (including pension and social security of around $6,000 a month). Plus, he has some income coming from a restaurant that he owns with my daughter. I would ideally like to have one payment per month. I plan to pay this loan off before the three year time frame. I have never been late on a payment in my life. My husband pays for everything except my scrapbooking hobby, my personal credit cards, purchasing items for the grandchildren, and my gasoline. Our house is paid for, and we have been living in the same house since 1970. We also receive income from breeding our chihuahuas. So, I have more than enough income to pay off this loan. The income we receive from my husband (his pension, retirement restaurant, and breeding chihuahuas is not included in my debt/income ratio). He also has me listed on some of his cards are an authoirized user, and it is reporting on my credit. If you take this into consideration, my debt to income is actually much lower than it appears.
Borrower's Other Listings
381193 Paying off Credit Cards AA $20,000 @ 19% Aug 11, 2008 Withdrawn
381205 Paying off Credit Cards AA $20,000 @ 21% Aug 11, 2008 Cancelled
381554 Paying off Credit Cards AA $25,000 @ 21% Aug 12, 2008 Withdrawn

 

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