Pay off my credit cards in order to refinance my house

| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Expired |
| Grade: | A | DTI: | 51% |
| Lender Rate: | 20% | Borrower: | spks |
| Finished | State: | VA | |
| Funded: | 13% | Group: | (No Group) |
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Purpose of loan: This loan will be used to consolidate my credit card debt into one payment. My goal is to refinance my home within the next 6 months, and take advantage the lower interest rates. With my credit cards paid off, this will improve my Fico score so I qualify for the lowest possible rate. My financial situation: I am a good candidate for this loan because I have a strong and solid credit history and I do not make late payments. After going through a lengthy divorce, I had needed to turn to my credit cards for assistance (I didn't want to touch my savings). In the process, I was able to qualify and purchase a beautiful home for me and my son. As a single mom, I am excellent at managing my money. Thank you for your time. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 390861 | GOODBYE Credit Cards, HELLO Fabulous FICO!! | A | $17,000 @ 22% | Aug 31, 2008 | Withdrawn |
| 393931 | GOODBYE Credit Cards, HELLO Fabulous FICO!! | A | $9,900 @ 14% | Sep 06, 2008 | Loan created |
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