p2p lending at lending club
Pay off my credit cards in order to refinance my house
Homeownership Verified

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Listing Information
Amount: $18,000.00 Status: Expired
Grade: A DTI: 51%
Lender Rate: 20% Borrower: spks
Time Left: Finished State: VA
Funded: 13% Group: (No Group)
Purpose of loan:
This loan will be used to consolidate my credit card debt into  one payment.  My goal is to refinance my home within the next 6 months, and take advantage the lower interest rates.  With my credit cards paid off, this will improve my Fico score so I qualify for the lowest possible rate. 
My financial situation:
I am a good candidate for this loan because I have a strong and solid credit history and I do not make late payments.  After going through a lengthy divorce, I had needed to turn to my credit cards for assistance (I didn't want to touch my savings).  In the process, I was able to qualify and purchase a beautiful home for me and my son.  As a single mom, I am excellent at managing my money.  Thank you for your time.         
Borrower's Other Listings
390861 GOODBYE Credit Cards, HELLO Fabulous FICO!! A $17,000 @ 22% Aug 31, 2008 Withdrawn
393931 GOODBYE Credit Cards, HELLO Fabulous FICO!! A $9,900 @ 14% Sep 06, 2008 Loan created

 

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