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Final Touches for Moms Home Improvement

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Listing Information
Amount: $2,500.00 Status: Cancelled
Grade: B DTI: 19%
Lender Rate: 12% Borrower: Wouldlovehelp
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Purpose of loan:
I am the oldest of five kids.Therefore a lot of responsiblity falls on me.  I support both myself and my mother. A few years ago I purchased a townhome and car for my mom. Since then all bills and utlitlies are now split amonst all five kids. My mom has never asked for anything and is embarrassed that we have to support her. She has not had anything really nice or of any value since her divorce from my dad. She gets so upset when holidays come around because everyone prefers to stay at my fathers due to the fact that his home is just bigger. She has always wanted a really nice kitchen as she loves to cook. I would like this loan to redo my moms kitchen and also add some upgrades to her home. It would be a suprise as she will be spending sometime in New jersey with her sister. She has given so much to us that I would love to do something special for her.
We have now completed the remodel and just need $2500.00 to finish off the project. It looks great she is so happy and thrilled!

My financial situation:
On my credit report is shows and A for payment to creditors on time. I only have one credit card with a very low balance on it. I have no car payment as I have a company car. My cost of living is very minimal. I went through a divoce 2 years ago. The divorce nearly depleated my savings account. I had to cover all expenses that are involved with a divorce and relocated to another state. I have since got my life back in order. I have a great job and have been with the company for 3 years now. I am very honest and reliable.

Monthly net income: $ 4,000.00

Monthly expenses: $
  Housing: $ 450.00
  Insurance: $ 0.00-company car
  Car expenses: $ 0.00-company car
  Utilities: $ 0.00-included in rent
  Phone, cable, internet: $ 0.00- company pays for cell and internet
  Food, entertainment: $ 700.00
  Clothing, household expenses $ 400.00
  Credit cards and other loans: $ 100.00
  Other expenses: $ 250.00- my half of mom
Borrower's Other Listings
212875 Help Surprise My Mom C $10,000 @ 14% Oct 08, 2007 Loan created

 

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