paying down chemo bills for my son
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 24% |
| Lender Rate: | 28% | Borrower: | twosons |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-29 | EricsCC ROI: | 27% |
| Status History | |
|---|---|
| Aug 30, 2008 | Current |
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Purpose of loan: I have listed this loan three times already, but have not been successful. I am lowering the amount requested in hopes of some success. First, I would like to thank all who believe in giving us a chance to get our life back to normal and on track. This loan will be used to pay down high interest bills accumulated during my son's chemo and radiation treatments. He was 11 years old when he started chemo and is now 16. It was a long road, but we made it!! ..but not without lasting effects. There were many uncovered medications and shots he needed plus all the co-pays etc. Now we would like some financial relief. If I would've known then what I know now about reading between the lines of coverage on insurance policies I would have gotten a much better health policy! ..so what did we turn to to survive..credit cards..The credit card companies are killing us now with high interest making it impossible to get our heads above water.Now, we are hoping to get a much lower interest rate than what we have with the credit card companies (or loan sharks). We would like to combine them so we can raise our credit scores and we know that it will be paid off in 3 years with your help!! My wife and I both have very stable jobs with longevity, but because of our debt ratio interest rates are through the roof! We are making all payments on time now, but the balance does not budge because of the interest, we need to get out of this vicious circle, move on with our lives looking for a better future! Life is good...we just now want to make it breathable! My financial situation: I am a good candidate for this loan because I have a good stable job that I have been at for over 36 years with the same company I pay our bills on time and together right now, my wife and I make over 100,000 a year. I can afford to make payments on this loan.I also work a part time evening job that I have also had for over 38 years. My wife is starting back to work at her old job which she has been at for 25 years which will make it even easier. Eventually she will go full time (part time right now because our son still needs herI We will be very reliable in making payments., as we are now even with the high interest rates. I already make payments on time, would just like to see the balance go down a little faster. Monthly net income: $ 7500.00 between my wife and myself after taxes Monthly expenses: $ Housing: $ 975.00 Insurance: $ 250.00 Car expenses: $ 342.00 Utilities: $ 205.00 Phone, cable, internet: $ 350.00 Food, entertainment: $ Clothing, household expenses $ Credit cards and other loans: $ Other expenses: $ I hope that you will give me this loan to prove to you that I do pay my bills. The bills I would like to pay down are as follows: WAMU 6900 @34.68% $285 mo USBANK 4100 @29.25% 375mo |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 367518 | paying down chemo bills for my son | D | $25,000 @ 15% | Jul 15, 2008 | Expired |
| 375104 | paying down chemo bills for my son | D | $10,000 @ 29% | Jul 29, 2008 | Expired |
| 381423 | paying down chemo bills for my son | D | $10,000 @ 33% | Aug 12, 2008 | Expired |
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