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Paying off a high interest credit card

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Listing Information
Amount: $1,500.00 Status: Expired
Grade: E DTI: 47%
Lender Rate: 20% Borrower: WendyA
Time Left: Finished State: KS
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to?
 I will use this loan to pay off an existing high interest credit card.  I have always made my payments on time and have never had any delinquent payments.  I just feel like the balance is not going down very quickly.  I would like to pay off this card and improve my credit situation.  I realize my DTI is a little high.  I would like to bring this down.  This loan could definitely help me to do that.

My financial situation:
I am a good candidate for this loan because?
I am a good candidate for this loan because I have never been past due on any bills.  I always make my payments and am very responsible.  I am a very honest person and would be the first to help a friend in need.  I stick to my commitments and can GUARANTEE I will repay this loan in a responsible manner. 

Monthly net income: $1,850

Monthly expenses: $ 1,640
  Housing: $ 300
  Insurance: $ 65
  Car expenses: $ 75
  Utilities: $ 50    
  Phone, cable, internet: $ 50
  Food, entertainment: $ 100
  Clothing, household expenses $ 50  
Credit cards and other loans: $ 900
 Other expenses: $ 50
Borrower's Other Listings
377834 Paying off my Credit Cards E $3,000 @ 35% Aug 04, 2008 Expired
398569 Paying off Payday Loans!! HR $2,000 @ 35% Sep 15, 2008 Loan created

 

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