Paying off my credit cards to save money, lower payments
Homeownership Verified

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Listing Information
Amount: $20,000.00 Status: Cancelled
Grade: B DTI: 26%
Lender Rate: 23% Borrower: chester596
Time Left: Finished State: NC
Funded: 100% Group: (No Group)
Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because I pay my bills on time, but unfortunately I have credit card debt that has caused me to pay out more than I should. Despite the fact that I have a fairly decent income, most of it goes towards credit debt and school loans which are greater than $160,000. My husband and I are expecting our first child and really would like to be able to consolidate debt to lower my payments and pay them off without having to live check by check each month.

Monthly net income: $ 5983

Monthly expenses: $ 5072
  Housing: $ 1161.41
  Insurance: $ 100
  Car expenses: $ 679
  Utilities: $ 50
  Phone, cable, internet: $ 50
  Food, entertainment: $ 60
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 2700
  Other expenses: $ 172
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