Help, Need Surgery!

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Listing Information
Amount: $20,000.00 Status: Loan created
Grade: B DTI: 23%
Lender Rate: 23% Borrower: LeightonsMomma
Time Left: Finished State: AZ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-29 EricsCC ROI: 22%
Status History
Aug 30, 2008 Current
Purpose of loan:
Hello my nick name is Zoraya, I am 23 yrs of age, single mom of one.  I am seeking financial help for a much needed surgery.  I was involved in a head on collision, that left me with a fracture neck in three places, and a bone fragment sitting on nerve.  This is causing me severe burning, pain, and numbness.  I had a nerve test done on both arms, including hands.  I am losing motor skills/control in my right arm, and hand.  It kills me to type this, I was a blackjack dealer, but had to leave because, I kept dropping the chips, and cards.  I need this surgery to get my life back, and my job back.  I wanna pick my son up without any pain, I just want one day, without pain.  I am truely looking forward to having this surgery done, and to help those who need it too, here on Prosper.com, when all is well again.  I recieve income from my Tribe.  I am a member of the Yavapi Nation, I get a check every month, called precapita, for $2600.00, and two other checks, one called, "Quartley", which I recieve every 4th month, for $6500.00, the 2nd call home improvement for $1700.00. this is what I will be using to pay my loan.  So my income without work, I am pulling in $63,000.00. 

My financial situation:
I am a good candidate for this loan because? I am very responsible, and mature for my age.  I believe that people need help every now and then.  I am always helping others, but for some odd reason, when I need it, no one is there to help me.  I am hoping that someone out there will help me.  I believe in Karma, and will do my part, and become a lendee once, my surgery is done. 

Monthly net income: $ 2600.00

Monthly expenses: $ 1030.00
  Housing:  Had a loan for $230,000.00 paid off.  
  Insurance:  only car 140.00
  Car expenses: $ 425.00
  Utilities: $ 110.00
  Phone, cable, internet: $ 85.00
  Food, entertainment: $ 120.00
  Clothing, household expenses $ 
  Credit cards and other loans: $ 150.00 
  Other expenses: $
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