Yes, an HR! Can't hurt to read!
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,165.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 41% |
| Lender Rate: | 29% | Borrower: | mmaverick |
| Finished | State: | AZ | |
| Funded: | 0% | Group: | (No Group) |
|
I work a full time job where I have been for 5 years; I have worked the same industry for 9 years. I recently went through a separation and would like to get all my debt dealt with in one payment. I have closed most of my accounts and only plan on leaving open my AZFCU Visa that has a $1500 limit and 8.5% for emergencies. My credit rating is in general, low due to the number of revolving accounts with low limits and high balances. I do have a collection account from an apartment complex where I was on a month to month lease and we moved because a man was stabbed outside our kitchen window, I will not pay them because I do not owe another month in rent or the collection fees involved. Loan will be used for consolidation of debt into one payment, to improve my credit rating and become debt free in 3 or less years. $7944 Personal loan 16% $1788 Wells Fargo 29% $1169 Wells Fargo 24% $3264 Wells Fargo 29% $14165 Total My financial situation: I am a responsible father of two girls. I have already repaid one loan here. I am Also a group leader and lender. As a lender I know the feeling when a loan defaults. Monthly net income: $1099 every two weeks, approx $29128 annually. My living expenses: Rent: $300 Cell: $50 Food: $150 Gas: $40 Child support: $600 $1140 Total With the interest rate set at the current rate (29%) and my monthly expenditures ($1140), I am left with approx $460 a month as disposable income after the approx $595 prosper payment. I plan to put at least $100 a month into savings. To the lenders: 1) I have posted my city. 2) I will answer questions publicly. Please feel free to ask any questions! I appreciate your time and your bids, Thank you! My intent to repay: I have funds to repay this loan. I will pay on time each month and not default on my obligation to repay. I have set aside funds to pay this loan and I will under no circumstance dip into that amount for other purposes. My payments will be electronically drafted from my checking account by Prosper. Early Pay off: Depending on what the final interest rate ends at, I may refinance through my own bank when my credit score has gone up. if I do not refinance. , I will make large payments every tax season. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 108932 | debt consolidation, vehicle repair. | C | $11,000 @ 18% | Mar 09, 2007 | Expired |
| 114233 | vehicle repair and debt consolidation | C | $9,900 @ 16% | Mar 22, 2007 | Expired |
| 128903 | Debt consolidation - Overextended | D | $3,250 @ 16% | Apr 26, 2007 | Withdrawn |
| 131029 | Writting 1 check is easier than writing 5! Consolidating! | D | $3,250 @ 16% | May 01, 2007 | Withdrawn |
| 132097 | Writting 1 check is easier than writing 6! Consolidating! | D | $3,250 @ 19% | May 03, 2007 | Expired |
| 136714 | Relist - Writting 1 check is easier than writing 6! | D | $3,300 @ 23% | May 13, 2007 | Withdrawn |
| 136730 | Writting 1 check is easier than 6! | D | $3,300 @ 15% | May 13, 2007 | Loan created |
| 222909 | 2nd loan - Need a 2nd car and moving costs! | D | $8,000 @ 21% | Oct 29, 2007 | Withdrawn |
| 224084 | Need a 2nd car and moving costs! | D | $8,000 @ 23% | Nov 01, 2007 | Withdrawn |
| 228010 | Need a 2nd car and moving costs! | D | $8,000 @ 23% | Nov 07, 2007 | Withdrawn |
| 231545 | 2nd loan - will reinvest some | D | $8,000 @ 15% | Nov 13, 2007 | Expired |
| 242461 | 2nd loan - will reinvest some | E | $8,000 @ 15% | Dec 02, 2007 | Withdrawn |
| 242465 | 2nd loan - will reinvest some | E | $8,000 @ 15% | Dec 02, 2007 | Expired |
| 252514 | 2nd loan - will reinvest some | E | $8,000 @ 23% | Dec 18, 2007 | Withdrawn |
| 256061 | 2nd loan - will reinvest some | E | $2,500 @ 15% | Dec 29, 2007 | Expired |
| 274224 | That time of year | HR | $7,500 @ 23% | Jan 31, 2008 | Expired |
| 295950 | Pay it down | HR | $7,500 @ 23% | Mar 19, 2008 | Expired |
| 306527 | Pay it down | HR | $19,013 @ 20% | Apr 08, 2008 | Withdrawn |
| 314548 | Pay it down | HR | $19,013 @ 29% | Apr 20, 2008 | Withdrawn |
| 319010 | Pay it down | HR | $19,013 @ 35% | Apr 27, 2008 | Expired |
| 325589 | Pay it down - debt consolidation | HR | $20,000 @ 35% | May 04, 2008 | Withdrawn |
| 330104 | Second loan wanted - first paid off | HR | $20,000 @ 35% | May 10, 2008 | Withdrawn |
| 343927 | Second loan wanted - first paid off - consolidate - reinvest | HR | $11,000 @ 35% | Jun 04, 2008 | Expired |
| 350249 | First loan paid, second wanted. Reinvesting! | HR | $21,000 @ 29% | Jun 16, 2008 | Expired |
| 373455 | First loan paid, second wanted. Reinvesting! | HR | $21,000 @ 29% | Jul 28, 2008 | Expired |
| 377876 | First loan paid, second wanted. | HR | $17,572 @ 29% | Aug 05, 2008 | Withdrawn |
| 379978 | Yes, an HR! Can't hurt to read! | HR | $17,572 @ 29% | Aug 08, 2008 | Withdrawn |
| 379992 | Yes, an HR! Can't hurt to read! | HR | $17,572 @ 29% | Aug 08, 2008 | Withdrawn |
| 381814 | Yes, an HR! Can't hurt to read! | HR | $14,165 @ 29% | Aug 12, 2008 | Withdrawn |
| 385381 | Testing, testing ... 1 2 3 | HR | $1,000 @ 29% | Aug 19, 2008 | Loan created |
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