p2p lending at lending club
building credit score

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Listing Information
Amount: $1,000.00 Status: Expired
Grade: HR DTI: 0%
Lender Rate: 35% Borrower: 7bella
Time Left: Finished State: AR
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to? pay down credit cards to help raise my credit score so we can buy the house we're currently renting.

My financial situation:
I am a good candidate for this loan because? When I was younger i didn't realize how important your credit was and messed it up. Me and my husband have worked hard to build my credit, we have my score up to 667 so far. With this loan I can get my score up even higher to get a better interest rate on a home mortgage.We pay our bills on time every month as you can see we have no delinquencies. Thank you for taking the time to look this over and if you take a chance on me you will not be disappointed.

Monthly net income: $ 4000

Monthly expenses: $ 2460
  Housing: $ 800.00
  Insurance: $ 125.00
  Car expenses: $ 485.00
  Utilities: $ 300.00
  Phone, cable, internet: $ 100.00
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 150.00
  Other expenses: $
Borrower's Other Listings
379542 paying off credit cards HR $2,500 @ 35% Aug 07, 2008 Withdrawn
387402 building credit score HR $1,000 @ 33% Aug 24, 2008 Loan created

 

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