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My name is Tara and I am 32 years old, recently divorced, a single mom of 2 girls, 10 & 4. The reason I am seeking a loan at this time is to consolidate the bills that I owe. I have incurred several expenses since my divorce and also had to declare bankruptcy, and it seems like I just can't get ahead. I would like to pay off everything and just have one payment a month. My bills are beginning to fall behind and I don't want them to go to collections. I have been employed at my current job at Jackson Memorial Hospital for almost 9 years, so my income is steady. My take-home pay is about $2,400/month. I pay $450/mo for rent & utilities & $550/mo for daycare. My biggest problem is payday loans. I haven't been able to get approved for anything else and in desperation took these loans out. I am currently paying $450 towards them every 2 weeks and that is just for the interest. That's almost $1000 a month, so if someone would take a chance and fund my loan I would definitely be able to pay it back, and in less than 3 years. I would very much appreciate any help I can get. I am willing to pay a higher interest rate if necessary, but the system won't let me enter higher than 17%. I would be more than glad to answer any questions by phone or e-mail. Thank you for your consideration. |
