Paying for College Tuition & School Supplies
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,900.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 43% |
| Lender Rate: | 18% | Borrower: | NOVASTUDENT |
| Finished | State: | FL | |
| Funded: | 2% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? Pay college tuition and expenses for the coming year at Nova Southeastern University. I recently relocated to South Florida from Atlanta with my fiance. My student aid is picking up some of my tuition but regretfully Nova is a more expensive school than the one I was attending in Georgia. I am in my Junior year of college and my goal is to finish school and attend law school at University of Miami. I am currently working for an Attorney here in Fort Lauderdale full time and I love it because it is in my field of study. I am a very passionate and focused on my responsibilites and look forward to finishing school and practicing law in the future. My financial situation: I am a good candidate for this loan because?I have a very solid job working for an attorney locally in addition to going to school full time in the coming semester. I am driven and focused on my goal of finishing college and going off to law school. If you grant me this opportunity at bettering myself, you will be investing in the future of someone who will truly be making a difference in years to come. I want to be a District Attorney and eventually a Judge, since that has been my passion for as long as I can remember. My fiance is paying all of the monthly housing expenses and utilities, so my monthly outlay is minimal. My fiance and I's wedding is a ways out...and certainly not before I finish school. It was more of a prerequisite for us to live together for my family's approval to be honest =) As far as working full time and going to school full time, I have done this for the last two years of school. I am not going to say its not extremely difficult sometimes, but again it is my top priority in life to finish my education. I also have my fiance to rely upon if I had to. Income wise I make $15 an hour working for an attorney processing paperwork working a minimum of 50 hours per week which includes 10 hours a week at time and a half. When it all shakes out, I generate more than $40k a year GROSS. The amount I need for the tuition balance is $7900 which sorts me out for the year including books and other school supplies (this is the net number vs what has been paid already from student aid) You may notice the two credit inquiries listed...both were recent in regards to getting a personal loan. I had never been declined for anything prior to applying for these loans. It is just more difficult to get a personal loan right now than I could have imagined. I have never had a late payment or derogatory mark against my credit in my life! I applied with Bank of America (my bank) and they require a minimum revolving account of at least $10k (which I do not have). I also applied with Citi Finacial who said they did not have a loan that fit my needs in my area of the country (demographicly) Please invest in me, I wont ever let you down. I am extremely responsible and work off a strict budget. *****This loan was 100% funded a week or so ago is a re-list at a lower APR.***** Monthly net income: $ 2200 Monthly expenses: $ Housing: $ 0 Insurance: $ 150 Car expenses: $350 Utilities: $ 0 Phone, cable, internet: $125 Food, entertainment: $ 200 Clothing, household expenses $ Credit cards and other loans: $400 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 375792 | Paying for College Tuition | B | $7,400 @ 32% | Jul 31, 2008 | Cancelled |
| 382910 | Paying for College Tuition & School Supplies | B | $7,900 @ 21% | Aug 14, 2008 | Loan created |
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