paying off credit cards and high interest loans
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 16% |
| Lender Rate: | 30% | Borrower: | crimson40 |
| Finished | State: | TN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2008-08-22 | EricsCC ROI: | -52% |
| Status History | |
|---|---|
| Aug 22, 2008 | Current |
| Dec 07, 2008 | Late |
| Dec 23, 2008 | 1 month late |
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Purpose of loan: This loan will be used to? payoff high interest loans. My financial situation: I am a good candidate for this loan because? I am a hard worker, trustworthy and dependable person. I have worked for the government for the last five years. I was recently promoted and will receive two pay increases within the next 6 to 9 months adding another $10K/year to my income without overtime. I always work overtime which is available for minimum of 9 months out of the year, sometimes it goes all year. I have been working on my credit the last two years and have not been late paying during this time. This is something that I am very proud of and would like for it to continue. Even though my credit has gotten better, I still have difficulty getting a loan with conventional locations due to my past. I have one car and I had to get a high interest loan to get the car repaired and since I had paid off my credit cards I had to use the cards to rent cars, so they are maxed out as well. The net income showing is the least amount I make per month (straight 80 hours) to the most I can make (80 hrs plus 36 hrs of overtime). I would happy to answer any questions you may have. Thanking you in advance for your assistance. Monthly net income: $ $2400 to $4000 Monthly expenses: $ Housing: $ 1312 Insurance: $ in hs note Car expenses: $ 300 Utilities: $ 190 Phone, cable, internet: $ 115 Food, entertainment: $ 300 Clothing, household expenses $ Credit cards and other loans: $ 900 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 380644 | paying off credit cards and high interest loans | C | $15,000 @ 35% | Aug 10, 2008 | Withdrawn |
| 380663 | paying off credit cards and high interest loans | C | $15,000 @ 35% | Aug 10, 2008 | Withdrawn |
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