Cash needed for family expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Expired |
| Grade: | D | DTI: | 15% |
| Lender Rate: | 32% | Borrower: | june21 |
| Finished | State: | OH | |
| Funded: | 15% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? provide me with cash so I can get my mortgage payments back on schedule. I am currently running around 6 weeks behind and always paying the late fee. I would also use the cash to buy my children some new things, computer, bikes, playstation, ect. New tires are also a priority for my car. This will also allow me to stop using the Payday Loan companies. The fees are too high plus there will be a restriction on them in Ohio very soon. I will have no problem paying back this loan with monthly installments. My financial situation: I am a good candidate for this loan because?without the fees mentioned above my income will be substantial to make my payments. I am a GS-11 with the Federal Government and have been working overtime on a regular basis. I have been with the government for almost 30 years. My debt problems arose when my wife stopped working when my youngest child was born 5 year ago. She hasn't worked regularly since. He will go to school in the next month all day so she will be able to work full-time. The figure below under other loans includes the fees for the Payday Loans which I want to eliminate. The late payments that I have are caused by me working with a settlement company to settle my debts, which they have (around 5). The accounts have to go past-due for a period before they can take action. I am current on all my other credit cards. Monthly net income: $ 4260.80 Monthly expenses: $ 3288.14 Housing: $ 911.27 Insurance: $ 546.87 Car expenses: $ 150 Utilities: $ 180 Phone, cable, internet: $ 40 Food, entertainment: $ 300 Clothing, household expenses $ Credit cards and other loans: $ 1100 Other expenses: $ 60 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 266909 | Loan needed so I can stop obtaining Payday Loans | D | $3,000 @ 22% | Jan 17, 2008 | Expired |
| 269337 | Loan needed so I can stop obtaining Payday Loans | D | $2,000 @ 22% | Jan 22, 2008 | Withdrawn |
| 273972 | Loan needed so I can stop obtaining Payday Loans | D | $1,000 @ 22% | Jan 31, 2008 | Expired |
| 353110 | Loan needed so I can stop obtaining Payday Loans | D | $2,000 @ 33% | Jun 19, 2008 | Expired |
| 357739 | Get my mortgage back on schedule | D | $1,200 @ 33% | Jun 26, 2008 | Expired |
| 362927 | Get my mortgage back on schedule | D | $1,000 @ 33% | Jul 07, 2008 | Expired |
| 367298 | Eliminate payday loans forever | D | $2,000 @ 33% | Jul 15, 2008 | Expired |
| 372498 | Eliminate payday loans forever | D | $1,000 @ 33% | Jul 24, 2008 | Withdrawn |
| 374876 | Eliminate payday loans forever | D | $1,500 @ 32% | Jul 29, 2008 | Expired |
| 387731 | Cash needed for family expenses | D | $1,000 @ 32% | Aug 25, 2008 | Expired |
| 394534 | Cash needed for family expenses | D | $1,000 @ 30% | Sep 08, 2008 | Loan created |
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