Eric's Credit Community

Purpose of loan:
This loan will be used to help cover the costs of setting up a hair loss clinic for people that have lost their hair due to chemotherapy, alopecia, medication or other reasons.  We currently operate a successful online non surgical hair replacement store at www.realistichair.com but due to numerous customer requests we need to open a hair loss center and expand our services to include the successful FDA approved laser therapy for hair growth.

Hair loss Statistics
Hair loss affects about 35 million men and 21 million women in the alone.
40% of men have noticeable hair loss by age 35 and 65% by age 60.

The photo on my listing is a photo of my online store.

My financial situation:
I am a good candidate for this loan because my background knowledge in the hair loss industry and strong customer service skills has prepared me for a successful nationwide business that will provide clients in need with high quality in demand products and services.  The  products that we offer on our website are the latest in hair replacement systems because they are virtually undetectable and are custom made using the finest quality human hair and ultra thin lace that blends into the skin when it is applied.

It is possible for me to pay back the loan in full before the end of the year.

Monthly net income: $8,200

Monthly expenses: $2,210
  Housing: $650 
  Insurance: $160 
  Car expenses: $200
  Utilities: $100
  Phone, cable, internet: $200
  Food, entertainment: $200 
  Clothing, household expenses $200
  Credit cards and other loans: $500
  Other expenses: $