Rebuilding credit!
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 11% |
| Lender Rate: | 18% | Borrower: | jradcl |
| Finished | State: | ND | |
| Funded: | 100% | Group: | P2P Financial |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-26 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Aug 24, 2008 | Current |
|
Purpose of loan: The loan with be used on three credit cards with a total balance of $2550. The rest of the balance will be put towards a secured credit. I believe this will be a better way to improve my credit score. I'm looking to get back on track and help my future financial decisions. My financial situation: I've been working for the same company for the past three years. It has been very enjoyable and plan on working for years too come. I've learned over the past few years how important it is to build good credit. I wasn't very good in past about paying on time, but for past year or so I been well on tract. I've even had a part time job for the past year, to help with minor expenses such as gas, and groceries. Monthly net income: $ 1900 Monthly expenses: $ Housing: $ 415 Insurance: $ 85 Car expenses: $ 120 Utilities: $ 30 Phone, cable, internet: $ 80 Food, entertainment: $ 325 Clothing, household expenses $ 100 Credit cards and other loans: $ 250 Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 242350 | Looking to improve credit and save on interest payments | D | $3,500 @ 18% | Dec 02, 2007 | Withdrawn |
| 252236 | Fresh start to better credit!!! | D | $3,500 @ 23% | Dec 17, 2007 | Expired |
| 259772 | Fresh start to better credit!!! | D | $3,500 @ 29% | Jan 03, 2008 | Expired |
| 262973 | Fresh start to better credit!!! | D | $3,500 @ 32% | Jan 10, 2008 | Expired |
| 265994 | Getting life back together with better credit | D | $2,750 @ 35% | Jan 15, 2008 | Expired |
| 315272 | Auto Repair, debt consolidation | D | $4,500 @ 22% | Apr 21, 2008 | Withdrawn |
| 323510 | Improve credit with one payment at a time!! | D | $4,500 @ 35% | May 01, 2008 | Expired |
| 335399 | Looking to consolidate credit card debt and increase credit | D | $3,000 @ 35% | May 19, 2008 | Expired |
| 347657 | Looking to consolidate credit card debt and increase credit | D | $4,500 @ 35% | Jun 09, 2008 | Expired |
| 351687 | Looking to consolidate credit card debt and increase credit | D | $1,500 @ 27% | Jun 18, 2008 | Expired |
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