PLEASE PLEASE GIVE ME A CHANCE
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 46% |
| Lender Rate: | 35% | Borrower: | Nagoh |
| Finished | State: | IA | |
| Funded: | 100% | Group: | HR-Bad Credit BUT Good People! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-26 | EricsCC ROI: | 33% |
| Status History | |
|---|---|
| Aug 26, 2008 | Current |
|
Purpose of loan: This loan will be used to? This loan will be used to pay off 3 pay day loans. I spend 165.00 every two weeks in just interest to payday loan places. There are enough places close by that I just keep borrowing from a different place to pay off the other one. Spending that in interest along with checking advances, I can't pay my other bills. My financial situation: I am a good candidate for this loan because? I am a good hardworking person that has a good paying job, but I have made mistakes and I am trying to fix them. I had to get into the payday web when my dad was dying of cancer and I took time away from work to be with him and my mom. I have been with consumer credit counseling and have paid my debt down by 12000.00. This loan will be automatically deducted from my checking so you will get your money. When I first listed with Prosper I was a D, now I have fallen into the HR category. This is my own fault, when I had a listing at 87% but was not home to answer questions and it didn't get fully funded, I just assumed the next time I listed I would get funded. I used a bonus check to pay our LP bill, thinking I would be ok with my consumer payment, then my sons car broke down, we flooded and had to buy an expensive pump to save our basement appliances and the snowball effect began. I don't bounce checks and I don't screw people over-that IS NOT what I am about. My husband has a decent paying job, I also ebay and we have a dozen head of cows. This is my last hope-I don't know where else to turn and decided to give this one more chance Monthly net income: $ 3968.00 Monthly expenses: $ Housing: $ 675.00 Insurance: $ 97.00 Car expenses: $ 0.00 except gas 240.00 Utilities: $ 130.00 plus LP Phone, cable, internet: $ 250.00 Food, entertainment: $ 500.00 Clothing, household expenses $300.00 Credit cards and other loans: $ 700.00 Other expenses: $ 400.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 337230 | paying off payday loans, heating bills, braces for child | D | $7,500 @ 35% | May 22, 2008 | Withdrawn |
| 340754 | payday loans, heating bills and a best friend | D | $5,000 @ 35% | May 28, 2008 | Expired |
| 345499 | payday loans, heating bills and a best friend | D | $5,000 @ 35% | Jun 05, 2008 | Expired |
| 350826 | Please read | D | $5,000 @ 35% | Jun 16, 2008 | Expired |
| 356044 | Please read | HR | $3,000 @ 35% | Jun 24, 2008 | Expired |
| 361053 | 87% funded now nothing-why | HR | $2,300 @ 35% | Jul 06, 2008 | Expired |
| 367509 | PLEASE PLEASE GIVE ME A CHANCE | HR | $1,750 @ 35% | Jul 17, 2008 | Expired |
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