Paying Off Hospital Bill Not Covered by Insurance
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,700.00 | Status: | Loan created |
| Grade: | B | DTI: | 48% |
| Lender Rate: | 24% | Borrower: | Periwinkle |
| Finished | State: | WI | |
| Funded: | 100% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-21 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Aug 21, 2008 | Current |
|
I am requesting a 2nd Prosper loan of $9,700 to pay for a large outstanding medical debt. I want to take care of this debt before it goes to Collections on all 3 major credit bureau reports and negatively affects my credit. The debt is from 2001 for an overnight hospital stay due to reconstructive jaw surgery. After years of trying to work with my health insurance company their final determination is that the hospital stay was elective and therefore not covered. All other medical bills related to the reconstructive jaw surgery have been paid in full. My B credit grade is because of my 87% credit card utilization. I accumulated too much debt too quickly by misusing credit cards as quick-fix emergency funds to pay the yearly propane bill, tax bill, etc. I used my 1st Prosper loan to pay off my Bank of America credit card in full, close the account, and cut up the card for good. My DTI was originally 78% and is currently 48%. Net Monthly Income: $2,335.00 Monthly Expenses: Electricity $75 Car Insurance $65 Car Loan $525 Cell Phone $60 Capital One Credit Card $100 Credit Union Loan $15 DirecTV $35 Fuel $175 Grocery/Household $200 Health Insurance $100 Mortgage $645 Phone (cell) $60 Phone (land line) $15 Prosper Loan $215 My retirement-disability annuity pay is direct-deposited into my checking account monthly so repayment via automatic withdrawal will not be a problem. Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 60309 | Reducing One Debt At A Time | B | $10,000 @ 17% | Nov 11, 2006 | Expired |
| 64159 | Paying Off High-Interest Credit Cards | B | $9,500 @ 17% | Nov 20, 2006 | Expired |
| 67464 | Want to Pay Off 32% Credit Card | B | $6,200 @ 14% | Nov 28, 2006 | Loan created |
| 364752 | Hoping To Pay Off Medical Bill | B | $15,000 @ 15% | Jul 09, 2008 | Expired |
| 370189 | Paying Off Hospital Bill | B | $9,700 @ 18% | Jul 19, 2008 | Expired |
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