Consolidating loans
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,250.00 | Status: | Expired |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 35% | Borrower: | eagle89 |
| Finished | State: | AR | |
| Funded: | 4% | Group: | (No Group) |
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Purpose of loan: This loan will be used to?consolidate other loans. I previously have had listings that were not funded. I appreciate those who have had enough faith in me to bid. I want to use this loan to consolidate two other loans. One is from a family member who helped me out of tough situation with a house payment. I am now back on top of my house payments but need to pay back the family loan. I have had delinquent payments on my other accounts but have been communicating with those account holders and am working out repayment plans. I know that I have made mistakes but I am working hard to correct them. The rest of the Prosper loan would be used to pay back a payday loan that I had taken. The payment on this loan by itself is $200 per month. The payment for the Prosper loan will be about 1/4 of that. The extra money that I would have would be used to help pay the Prosper loan off early and pay on other bills if needed. Like I mentioned ealier this is my third attempt but I hope that I have done a better job explaining my need and intent with this listing. If you have any questions please send me a message. Thank you! My financial situation: I am a good candidate for this loan because?I have a good job with great income. Paying off the loan will be no problem and should be paid off early. As I mentioned earlier the payment for this Prosper loan would be about 1/4 the amount of my current payday loan. I might also mention that I have never but late on any payment for this loan. I am committed to getting into a better financial situation but need this exta push. Thank you! Monthly net income: $ 5180 Monthly expenses: $ 4484 Housing: $ 1216 Insurance: $ 155 Car expenses: $ 900 Utilities: $ 450 Phone, cable, internet: $ 350 Food, entertainment: $ 400 Clothing, household expenses $ 100 Credit cards and other loans: $ 800 Other expenses: $ 113 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 373591 | paying off bills | HR | $5,000 @ 35% | Jul 26, 2008 | Withdrawn |
| 374016 | Getting House Payment Current! | HR | $2,500 @ 35% | Jul 27, 2008 | Expired |
| 377374 | Consolidating loans | HR | $1,500 @ 35% | Aug 03, 2008 | Expired |
| 385383 | Consolidating loans | HR | $1,000 @ 35% | Aug 19, 2008 | Expired |
| 389008 | Paying off high interest pay day loan!!! | C | $1,500 @ 21% | Aug 27, 2008 | Expired |
| 392432 | Getting rid of pay day loan and paying off creditors!!! | C | $7,500 @ 35% | Sep 03, 2008 | Expired |
| 398906 | Getting rid of pay day loan and paying off 2 Credit Cards! | C | $2,500 @ 27% | Sep 15, 2008 | Loan created |
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