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RELIST: Debt Consolidation Loan

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Listing Information
Amount: $12,500.00 Status: Withdrawn
Grade: D DTI: 39%
Lender Rate: 35% Borrower: widowdad
Time Left: Finished State: MS
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to? Pay off three loans and four credit cards.

My financial situation:
I am a good candidate for this loan because? I have not missed a payment on anything since 2001 and have improved my credit score to above average in that time.

The money will be used to pay off the following items:

Wachovia (loan)    $3840
Prosper    (loan)    $2842
WAMU      (cc)       $2600
Orhbnk     (cc)       $1532
Meteris      (cc)       $1600

I am still living with my father along with my two children. He does not charge me any rent so I have no household expenses.  I am a widowed father who has managed to pull myself together with the help of my family since the loss of my first wife. I am getting remarried next year and would like to free up some cash to go on a honeymoon.

Any help would be greatly appreciated.

God Bless

Monthly net income: $ 3,383.33

Monthly expenses: $ 2,236.89
  Housing: $ 0.00
  Insurance: $ 105.28
  Car expenses: $ 482.33
  Utilities: $ 0.00
  Phone, cable, internet: $ 79.19
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 0.00
  Credit cards and other loans: $ 1120.09
  Other expenses: $ 250.00
Borrower's Other Listings
135099 Creditcardpayoffs D $7,500 @ 12% May 09, 2007 Withdrawn
136337 PAYING OF CREDIT CARDS D $15,000 @ 25% May 11, 2007 Withdrawn
139194 WIDOWDAD36 D $8,000 @ 27% May 17, 2007 Withdrawn
140269 Fresh Start D $7,000 @ 20% May 20, 2007 Withdrawn
140542 Fresh Start (NO DELINQUENCIES) D $8,000 @ 25% May 21, 2007 Withdrawn
142045 Fresh Start- perfect payment history since 01'- GL vetted D $5,500 @ 18% May 23, 2007 Loan created
252739 Fresh Start- perfect payment history since 01'- GL vetted D $12,500 @ 35% Dec 18, 2007 Withdrawn
253888 Fresh Start- perfect payment history since 01'- GL vetted D $12,500 @ 35% Dec 20, 2007 Withdrawn
257364 Consolidation - perfect payment history since 01'- GL vetted D $6,500 @ 31% Dec 31, 2007 Expired
261068 Consolidation - perfect payment history since 01'- GL vetted D $15,000 @ 31% Jan 07, 2008 Withdrawn
379265 RELIST: Debt Consolidation Loan D $10,000 @ 35% Aug 07, 2008 Withdrawn
383404 RELIST: WIDOWED FATHER NEEDING LOAN D $15,000 @ 35% Aug 15, 2008 Withdrawn
395999 RELIST: WIDOWED FATHER NEEDING LOAN E $2,000 @ 35% Oct 06, 2008 Withdrawn

 

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