Wedding expenses, new apartment furniture - Re-list
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,900.00 | Status: | Loan created |
| Grade: | E | DTI: | 6% |
| Lender Rate: | 35% | Borrower: | AndreeaCT |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-21 | EricsCC ROI: | 34% |
| Status History | |
|---|---|
| Aug 21, 2008 | Current |
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Purpose of loan: The loan will be used to pay some of our wedding expenses and help us to buy some furniture for our new apartment. We?ve been trying to save money for the past year, but due to the recent price increases and higher cost of living, our savings will not cover the wedding expenses (although we are only celebrating with very close friends and family) and the living room furniture we were looking forward to buy. Since we applied for the first loan with Prosper, we've managed to borrow $4,500 from our relatives, but we still need a remaining $2,900 to cover our expenses. We are thanking in advance for all the help we may get! I must explain that although I have a 707 credit score with Experian, my credit grade is E for not having enough history on my report. And even if I do not think is fair to have such a low grade just for not applying for loans when I didn?t need them, I have faith that people will understand that we all need a chance sometimes? Thank you! My financial situation: I am a great candidate for this loan because me and my fiance have stable jobs and soon I will change my career (Paralegal), as I?ve just finished the course, so my income will increase. I have a credit score over 700, but actually I didn?t apply for any loans until now, so my credit report doesn?t show much activity - I just have one credit card and one store card, both paid on time. I kept all my expenses under control and made all my payments on time, so I would not make a loan, unless I really needed it. I pay for all of my monthly expenses in cash and in full every month and I do not have any outstanding balances on credit cards. Monthly net income: $ 2500 Monthly expenses: $ Housing: $ 500 Insurance: $ 0 Car expenses: $ 0 Utilities: $ 0 - electric and gas is included Phone, cable, internet: $ 100 Food, entertainment: $ 400 Clothing, household expenses $ 400 Credit cards and other loans: $ 0 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 376982 | Wedding expenses, new apartment furniture | E | $7,400 @ 35% | Aug 04, 2008 | Expired |
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