Paying for cpa review course
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 18% |
| Lender Rate: | 23% | Borrower: | gerrelda |
| Finished | State: | SC | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-15 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Aug 15, 2008 | Current |
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Purpose of loan: The purpose of this loan is to finance a CPA review course as well as the cost of the CPA exam. My financial situation: I am a good candidate for this loan because I have consistently showed my ability to repay my loans in a timely manner. In October of 2006 I signed up with the credit counseling foundation due to rising interest rates. The contact assured me that my interest rates would be lowered. Prior to signing up with the program there were no late payments or delinquent accounts on my credit profile. Since signing up with the program, despite timely payments being made as agreed with the Credit Counseling Foundation and each of my creditors, some creditors reported my accounts past due. I have disputed this information on several occassiona, even forwarded copies of bank statements to the creditors reflecting timely payments, however, only Wachovia restated my credit history. Due to all the confusion, I just decided to pay all of the current balances my self. All the creditors that were under the credit counseling foundation are currently paid in full and the my account with the credit counseling foundation is now closed. Due to the transactions on my credit report, I am having difficulty obtaining a loan. I pride my self on making timely payments and is disappointed that my credit report does not accurately reflect that. All of my payments are taken from my checking account monthly automatically. I am slso trying to rebuild my credit. I have the income to make my payments and currently am not upside down on any loans. I have a student loan whuch requires a monthly payment of 83.95, a car note in the amount of 242, and a personal loan with a montly payment of 281. My mortgage and utilities are covered by a base housing allowance provided by the military. I would appreciate the chance to rebuild my credit and prove my credit worthiness. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 381021 | Paying for cpa review course | A | $5,000 @ 12% | Aug 11, 2008 | Withdrawn |
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