Eric's Credit Community

Hi there, I am a well paid, responsible registered nurse seeking to consolidate:

1. Debt acquired from a child in a Private School for special learning needs
2. Debt acquired for educational testing for a child with special learning needs.
   

I work very hard, and I am proud of what I do. I have two jobs, one where I am on call and make a good living. I wasn't always responsible with my finances. I have a past,bankruptcy discharged in 2001. Since then however, I learned quickly from my mistakes, and my credit has not only been repaired, but is good. I earn about 7400 monthly gross salary from one of my jobs, I clear about an average of 1200 from my on-call job, and an additional 200/month from child support. Of course, I have bills to pay, the breakdown looks like this?Monthly net income: $ 6600

Monthly expenses: $
  Mortgage/HOA: $ 2427
  Insurance (home/auto): $ 220
  Car expenses (including gas): $ 600
  Utilities: $ 110
  Phone, internet: $ 100
  Food (raising a teenage daughter) : $ 400
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 1000

  TOTAL : $ 5007

I have had debt acquire secondary to having a child in a private high school for kids with special learning needs. This has required tutoring, high tuition costs, and the high cost of a neuro-psychiatric evaluation (running well over 3000 dollars) which is not covered by health insurance. I have a nice cushion available to pay this off, and this loan of course will be integrated into the already existing expenses.
Hopefully you can take my case into consideration.
Thanks
-m