Single Mother in Need of Financial Help
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 19% |
| Lender Rate: | 16% | Borrower: | taushadoll |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Malama Ohana |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-19 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Aug 16, 2008 | Current |
|
Hello, My name is La Tausha and I am 33 year old divorced mother who lives in California. I work as a Occupancy Specialist for a real estate management company which pays me twice every month on the 15th and the 31st. I make $2713.80 a month before taxes. I already have an existing loan in good standing with Prosper since August 2006. I know that I have messed up in the past but I am trying my hardest to rectify the financial dings I brought on myself. I need this money to pay off 4 payday loans totaling $1155. I need this loan because I had to help my mom move from Riverside, CA because she had pneumonia and also found out she had asthma(after smoking for over 45 years). Her doctor advised her to move back to L.A because the air was too bad for her sensitive lungs. I took out these payday loans to pay for her moving expenses(ex: Apt deposit, Moving truck, etc.) It just makes my stomach turn to know I work so hard and can't even buy myself or my son something nice. I wish they would eliminate payday loans. I tend to balance my bills out to make ends meet but I believe this payment would be easy to make because I can take half of the payment from one paycheck and the other half of the payment from the last paycheck of the month. I am asking for $3000 with 16% interest rate. I will pay off my existing prosper loan with this money and retain receipts for proof of payment to all payday loans. I do have a car note that I have been paying on time for the 1.5 years but I have paid off my previous car which shows on my credit report. I will be able to make the payments on time. I hope that members of this group will find it in their hearts to help me get back on track and away from payday loans. Thank you Current Monthly Expenses Rent $751 Light Bill $30 Gas Bill $25 Cell Phone Bill $50 Telephone Bill $40 1st Prosper Loan: 106 Groceries $300 Gas for my car $150 Car Payment: $325 Child Care: 200 Car Insurance: $72 Payday Loan Fees $ 300 (renewal fees) Total : $2349 $2713.80 Work Pay (Monthly) -$2349 Monthly expenses $364.80 per month remaining :( New Monthly Expenses Rent $751 Light Bill $30 Gas Bill $25 Cell Phone Bill $50 Telephone Bill $40 Prosper Loan #2 $105 Groceries $300 Gas for my car $150 Car payment $325 Child Care $200 Car Insurance $72 Total : $2049 $2713.80 Work Pay (Monthly) -$2049 Monthly Expenses $664.80 remaining (YAY!!!!!) :) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 27828 | Single mother in need of some help | HR | $2,550 @ 9% | Jul 31, 2006 | Withdrawn |
| 28099 | Single mother in need of a little help | HR | $2,550 @ 29% | Aug 01, 2006 | Withdrawn |
| 28222 | help to fix car and buy my son school clothes | HR | $2,550 @ 29% | Aug 01, 2006 | Withdrawn |
| 28228 | help fix my car and buy my son school clothes | HR | $2,550 @ 29% | Aug 01, 2006 | Withdrawn |
| 29161 | Single Mother In Need Of Some Help | HR | $2,550 @ 28% | Aug 04, 2006 | Withdrawn |
| 29278 | Single Mother in Need of Financial Help | HR | $2,550 @ 29% | Aug 05, 2006 | Loan created |
| 369092 | Single Mother in Need of Financial Help | HR | $1,500 @ 35% | Jul 19, 2008 | Withdrawn |
| 371806 | Single Mother in Need of Financial Help | HR | $1,500 @ 35% | Jul 24, 2008 | Expired |
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