Re-listing Consildate Credit Card Debt From Wedding
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 11% |
| Lender Rate: | 32% | Borrower: | JBAB08 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-20 | EricsCC ROI: | 31% |
| Status History | |
|---|---|
| Aug 19, 2008 | Current |
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Purpose of loan: This loan will be used to pay off credit card debt incurred while paying for the final details of my wedding. I will also be paying off my fiances credit card debt. This will also help improve my credit rating as well as improve my fiances credit score. My financial situation: At this time I?m providing the sole income for me, my fiance and my son. My fiance is currently enrolled in school and will be finished in December. I am a good candidate for this loan because I have no delinquent bills. I am not late paying bills and have a steady work history for the past 8 years in the same field though not with the same company. I have no late bills or payments and have never been behind. I have never quit a job nor lost a job. I am a very reliable, trustworthy and honest person. Monthly net income: $ 3100 As you can see below I am providing 100% accurate look at my monthly standings. I will be replacing the 240 dollars of credit card payments with a 113 dollar payment. Monthly expenses: Truck $300.00 Insurance $116.04 Rent $850.00 Cell $87.00 Water(Avg) $35.00 Cable\Internet $100.00 Electric(Avg) $140.00 Gas(Avg) $65.00 Groceries $250.00 Capitol One $40.00 Gasoline(Avg) $200.00 First Premier $40.00 Savings(son) $75 JC Penny $40.00 Walmart $40.00 Sams $40.00 Best Buy $40.00 Total Payout Monthly(Before loan) $2458.04 Total Payout After. $2331.04 Debt: Best Buy $388.67 Capitol One $598.32 First Premier $188.08 JcPenny (Fiance) $284.36 Sams (Fiance) $488.08 Walmart $343.63 Total $2291.14 Please note: that capitol one balance has recently changed and is not reflecting on the bank card revolving credit total accurately. Credit Info: I know that my credit shows high risk and I know everyone here assumes that means "stay away". I am perfectly willing to show my credit report and it will reflect the real reason as to why I am "High Risk" it is because all of my credit comes from the four credit cards I have. If any of you find it in your power to help me, I look forward to building your trust and showing not all "high risk" really are. Thanks |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 377499 | Pay off Credit Cards | HR | $2,500 @ 35% | Aug 04, 2008 | Withdrawn |
| 378956 | Consildate Credit Card Debt From Wedding | HR | $2,500 @ 35% | Aug 06, 2008 | Withdrawn |
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