p2p lending at lending club
Need Serious Financial Help
Homeownership Verified

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: D DTI: 42%
Lender Rate: 16% Borrower: lissa13
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-21 EricsCC ROI: 14%
Status History
Aug 20, 2008 Current
Purpose of loan:
This loan will be used to? Pay off a payday loan that I got to throw my sister a baby shower and now I can't pay off the payday loan and am getting behind on my other bills because of it.

My financial situation:
I am a good candidate for this loan because? I am obviously paying the finance charges on my payday loan and even though my debt-to-income ratio may be high I can get that paid every two weeks without problems so I know I can pay a loan without problem. I really am in desparate need of this loan, I have a 20 month old son that is in daycare and at this point I am getting so behind I am not sure how I am going to keep him in there and work - please help me.

Monthly net income: $ 2512

Monthly expenses: $
  Housing: $ 1573
  Insurance: $ 46
  Car expenses: $ (gas) 200.00 
  Utilities: $ 91
  Phone, cable, internet: $ 138
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ Not sure off hand
  Other expenses: $ 400 for daycare

Please remember that I don't pay for this all on my own, my husband is the money maker in the family and pays most of this with his income.
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