Need Serious Financial Help

| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 42% |
| Lender Rate: | 16% | Borrower: | lissa13 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-21 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Aug 20, 2008 | Current |
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Purpose of loan: This loan will be used to? Pay off a payday loan that I got to throw my sister a baby shower and now I can't pay off the payday loan and am getting behind on my other bills because of it. My financial situation: I am a good candidate for this loan because? I am obviously paying the finance charges on my payday loan and even though my debt-to-income ratio may be high I can get that paid every two weeks without problems so I know I can pay a loan without problem. I really am in desparate need of this loan, I have a 20 month old son that is in daycare and at this point I am getting so behind I am not sure how I am going to keep him in there and work - please help me. Monthly net income: $ 2512 Monthly expenses: $ Housing: $ 1573 Insurance: $ 46 Car expenses: $ (gas) 200.00 Utilities: $ 91 Phone, cable, internet: $ 138 Food, entertainment: $ 400 Clothing, household expenses $ 100 Credit cards and other loans: $ Not sure off hand Other expenses: $ 400 for daycare Please remember that I don't pay for this all on my own, my husband is the money maker in the family and pays most of this with his income. |
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