Credit card debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,400.00 | Status: | Loan created |
| Grade: | B | DTI: | 25% |
| Lender Rate: | 19% | Borrower: | acu65cybera |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-22 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Aug 22, 2008 | Current |
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Purpose of loan: This loan will be used to? consolidate all three of my credit card debts into one debt. The interest rate for all three of my credit cards are 25% and i really need to get the interest rate down to a lower percentage. In addition, getting a loan from prosper will provide me the convenience of paying off my debt under one party as opposed to going to three different banks to pay my bills. My financial situation: I am a good candidate for this loan because? I have an excellent credit score, and have never missed a payment in the 6 years of having credit. In addition, i have had a history of paying off my loans in shorter time than expected. i now am currently employed at my friend's business as my second job, which provides an additional income. Monthly net income: $ 2,022 + $1500(second occupation) Monthly expenses: $ Housing: $ 575 Insurance: $ 32.50 Car expenses: $ 0.00 Utilities: $ 116.00 Phone, cable, internet: $ (utility expenses above include these three) Food, entertainment: $200.00 Clothing, household expenses $ 2.00 Credit cards and other loans: $ 200 Other expenses: $ 0.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 378562 | Credit card debt consolidation | B | $15,800 @ 35% | Aug 05, 2008 | Withdrawn |
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