p2p lending at lending club
getting business started
Homeownership Verified

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: C DTI: 21%
Lender Rate: 23% Borrower: electricman4869
Time Left: Finished State: IA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-20 EricsCC ROI: 21%
Status History
Aug 19, 2008 Current
Purpose of loan:
(explain what you will be using this loan for)
Basically operating expense to start business.    
My financial situation:
(explain why you are a good candidate for paying back this loan)
Am in the proces  of downsizing in my personal lifestyle.   Am trying to catchup on some things, as I was flooded here in Iowa 3 times in two weeks.  Although I have regular insurance and flood insurance, I haven't gotten any payments.  Am dealing with Fema right now because of that.  Have applied for 4 jobs in the past two weeks (Part time in addition to my regular job}.  I will be taking a convenience store job about 3 minutes away this week.  Should get 20-25 hours a week.  Was holping to get a little more money, but with the closeness and number of hours, it should be a good fit.  Am still trying to cut down on things, and am checking into renting out part of the house.  One bathroom presents a few problems, but I hope I can find someone I can work with on that.    Monthly net income: $ 2,400.00 with overtime and selling items at Antizue Plaza in Dyersville. Am also going to get a part time job, planning to work 16-20 hours per week.
Monthly expenses: $ 1,870.00
  Housing: $ 655.00
  Insurance: $ 120.00
  Car expenses: $ 400.00
  Utilities: $ 50.00
  Phone, cable, internet: $ 90.00
  Food, entertainment: $ 100.00
  Clothing, household expenses $25.00
  Credit cards and other loans: $ 30.00
  Other expenses: $
Borrower's Other Listings
157663 getting business started C $3,000 @ 18% Jun 25, 2007 Loan created
290602 getting business started D $3,000 @ 18% Mar 13, 2008 Expired
319055 getting business started D $2,000 @ 24% Apr 27, 2008 Expired
366476 getting business started C $2,000 @ 18% Jul 13, 2008 Withdrawn

 

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