Please help me finish my education!
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 9% |
| Lender Rate: | 15% | Borrower: | awicz |
| Finished | State: | NE | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-02 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Aug 30, 2008 | Current |
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Purpose of loan: This loan will be used to help me cover some of the expenses associated with a college education. I am currently employed with a local heating and air-conditioning contractor as an operational manager. My company has been gracious enough to allow me a 6-month sabbatical as well as help with some of the costs to finish my degree in Business Finance. My financial situation: I am a good candidate for this loan because I am actively involved in managing my own finances. I always pay my bills on time. I also live well below my means, as you can see by my monthly expenses. Most of my money is reinvested in my home, education, or retirement. The debt I have on credit cards is all at a 0% interest rate; I use special offers to pay for my tuition up front and then budget my payments to avoid interest. I have a very good job, one in which they are proactively helping me finish my education! I feel very fortunate to have my position, so I would like to expedite my education so I can focus solely on my career. I am very proud of the fact that I have been able to buy a home, go to school, and build a career-- without assuming a terrible amount of debt. I am now hoping that the Prosper community can help me through my final courses so I can finally finish my degree! As a prosper lender myself, I know how beneficial these loans can be for an individual to achieve a variety of goals. Monthly net income: $3100 I have a 1-year lease with two tenants, both of which live with me at my house. I collect $410 from each of them every month. After insurance and 401k contributions my take home pay is $2300 per month Monthly expenses: $1890 **all numbers rounded up to the next $10 mark Housing: $690 Insurance: Already paid for through the six month sabbatical, otherwise $40 is deducted from my weekly paycheck. Car expenses: $0 (company car, all expenses paid) Utilities: $190 Phone, cable, internet: $60 Food, entertainment: $160 Clothing, household expenses $100 Credit cards and other loans: $70 + $280 for this loan at 25% Other expenses: $340 for a Equity Line (on the house) |
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