Paying off credit cards at lower interest
| Listing Information | |||
|---|---|---|---|
| Amount: | $13,000.00 | Status: | Expired |
| Grade: | B | DTI: | 30% |
| Lender Rate: | 15% | Borrower: | frankrhps |
| Finished | State: | TN | |
| Funded: | 11% | Group: | (No Group) |
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Purpose of loan: This loan will be used to pay off a credit card from a previous marriage (Bank Of America) that has a very high interest rate. I want to pay it off and cancel it. I have already stopped using it and locked the card away. My financial situation: I am a good candidate for this loan because I never miss payments, I make pretty good money and have no plans of leaving my job. Aircraft maintenance is very profitable and offers allot of overtime. A few accounts on my credit report are not being used and have cancellation pending (i.e. Best Buy, Fingerhut). A Chase account with 0 balance is my x-wife's account and my name was taken off of it years ago (so they told me). One of the Wells Fargo loans listed is a credit card, attached to a loan, which I have cut up, never used, & did not want in the first place. Monthly net income: $ 2400 me, 1600 wife Monthly expenses: $ Housing: $ 504 Insurance: $ 87 Car expenses: $ 00 Utilities: $ 200 Phone, cable, internet: $ 90 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: wife pays for most of it, I take care of mortgage, insurance, & utilities. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 378793 | Paying off credit cards at lower interest | B | $20,000 @ 5% | Aug 06, 2008 | Withdrawn |
| 383856 | Paying credit cards at a lower interest then cancel cards | B | $5,000 @ 13% | Aug 24, 2008 | Loan created |
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