Yes, an HR! Can't hurt to read!
| Listing Information | |||
|---|---|---|---|
| Amount: | $17,572.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 47% |
| Lender Rate: | 29% | Borrower: | mmaverick |
| Finished | State: | AZ | |
| Funded: | 0% | Group: | (No Group) |
|
I work a full time job where I have been for 5 years. I recently went through a separation and would like to get all my debt dealt with in one payment each month. My credit rating is in general, low due to the number of revolving accounts. Consolidation of current debt into one payment. $7944 Lending club 16%, $1455 Azfcu 8.5%, $305 Paypal 20.8%, $1788 Wells fargo 29%, $720 Hsbc 29%, $415 Orchard 29%, $1169 Wells fargo 24%, $3264 Wells fargo 29%, -$17060 total My financial situation: I am a good candidate for this loan because I am a responsible father of two. I have already repaid one loan here. I am Also a group leader and lender. As a lender I know the feeling when a loan defaults. Monthly net income: $1099 every two weeks, approx 29128 annually. My living expenses: Rent: $300, Cell: $50, Food: $150, Gas: $40, Child support: $600 With the interest rate set at the current rate (29%) and my monthly expenditures ($1140) I am left with approx $300 a month as disposable income after the approx $750 prosper payment. Depending on what the final interest rate ends at. After 3-6 months when my credit score has gone up, I may refinance through my own bank. I will make large payments every tax season, if I do not refinance. My payments will be automatically withdrawn from my checking account. As for My Endorsements: The first is my ex, since I pay child support it would be almost as if I was bidding on myself if at this point I asked her to bid. The second is someone I met on Prosper and she has since defaulted on her loan. The final is a friend I have known since January and is herself looking for a loan and does not have lender status. Please feel free to ask any questions! I appreciate your time and your bids, Thank you! I do have a collection account from an apartment complex where I was on a month to month lease and we moved because a man was stabbed outside our kitchen window, I will not pay them because I do not owe another month in rent or the collection fees involved. The collection account is the only thing that will not be paid off with this loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 108932 | debt consolidation, vehicle repair. | C | $11,000 @ 18% | Mar 09, 2007 | Expired |
| 114233 | vehicle repair and debt consolidation | C | $9,900 @ 16% | Mar 22, 2007 | Expired |
| 128903 | Debt consolidation - Overextended | D | $3,250 @ 16% | Apr 26, 2007 | Withdrawn |
| 131029 | Writting 1 check is easier than writing 5! Consolidating! | D | $3,250 @ 16% | May 01, 2007 | Withdrawn |
| 132097 | Writting 1 check is easier than writing 6! Consolidating! | D | $3,250 @ 19% | May 03, 2007 | Expired |
| 136714 | Relist - Writting 1 check is easier than writing 6! | D | $3,300 @ 23% | May 13, 2007 | Withdrawn |
| 136730 | Writting 1 check is easier than 6! | D | $3,300 @ 15% | May 13, 2007 | Loan created |
| 222909 | 2nd loan - Need a 2nd car and moving costs! | D | $8,000 @ 21% | Oct 29, 2007 | Withdrawn |
| 224084 | Need a 2nd car and moving costs! | D | $8,000 @ 23% | Nov 01, 2007 | Withdrawn |
| 228010 | Need a 2nd car and moving costs! | D | $8,000 @ 23% | Nov 07, 2007 | Withdrawn |
| 231545 | 2nd loan - will reinvest some | D | $8,000 @ 15% | Nov 13, 2007 | Expired |
| 242461 | 2nd loan - will reinvest some | E | $8,000 @ 15% | Dec 02, 2007 | Withdrawn |
| 242465 | 2nd loan - will reinvest some | E | $8,000 @ 15% | Dec 02, 2007 | Expired |
| 252514 | 2nd loan - will reinvest some | E | $8,000 @ 23% | Dec 18, 2007 | Withdrawn |
| 256061 | 2nd loan - will reinvest some | E | $2,500 @ 15% | Dec 29, 2007 | Expired |
| 274224 | That time of year | HR | $7,500 @ 23% | Jan 31, 2008 | Expired |
| 295950 | Pay it down | HR | $7,500 @ 23% | Mar 19, 2008 | Expired |
| 306527 | Pay it down | HR | $19,013 @ 20% | Apr 08, 2008 | Withdrawn |
| 314548 | Pay it down | HR | $19,013 @ 29% | Apr 20, 2008 | Withdrawn |
| 319010 | Pay it down | HR | $19,013 @ 35% | Apr 27, 2008 | Expired |
| 325589 | Pay it down - debt consolidation | HR | $20,000 @ 35% | May 04, 2008 | Withdrawn |
| 330104 | Second loan wanted - first paid off | HR | $20,000 @ 35% | May 10, 2008 | Withdrawn |
| 343927 | Second loan wanted - first paid off - consolidate - reinvest | HR | $11,000 @ 35% | Jun 04, 2008 | Expired |
| 350249 | First loan paid, second wanted. Reinvesting! | HR | $21,000 @ 29% | Jun 16, 2008 | Expired |
| 373455 | First loan paid, second wanted. Reinvesting! | HR | $21,000 @ 29% | Jul 28, 2008 | Expired |
| 377876 | First loan paid, second wanted. | HR | $17,572 @ 29% | Aug 05, 2008 | Withdrawn |
| 379978 | Yes, an HR! Can't hurt to read! | HR | $17,572 @ 29% | Aug 08, 2008 | Withdrawn |
| 381814 | Yes, an HR! Can't hurt to read! | HR | $14,165 @ 29% | Aug 12, 2008 | Withdrawn |
| 383881 | Yes, an HR! Can't hurt to read! | HR | $14,165 @ 29% | Aug 16, 2008 | Withdrawn |
| 385381 | Testing, testing ... 1 2 3 | HR | $1,000 @ 29% | Aug 19, 2008 | Loan created |
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